define("ace/ext/searchbox-css",["require","exports","module"],function(e,t,n){n.exports='\n\n/* ------------------------------------------------------------------------------------------\n * Editor Search Form\n * --------------------------------------------------------------------------------------- */\n.ace_search {\n    background-color: #ddd;\n    color: #666;\n    border: 1px solid #cbcbcb;\n    border-top: 0 none;\n    overflow: hidden;\n    margin: 0;\n    padding: 4px 6px 0 4px;\n    position: absolute;\n    top: 0;\n    z-index: 99;\n    white-space: normal;\n}\n.ace_search.left {\n    border-left: 0 none;\n    border-radius: 0px 0px 5px 0px;\n    left: 0;\n}\n.ace_search.right {\n    border-radius: 0px 0px 0px 5px;\n    border-right: 0 none;\n    right: 0;\n}\n\n.ace_search_form, .ace_replace_form {\n    margin: 0 20px 4px 0;\n    overflow: hidden;\n    line-height: 1.9;\n}\n.ace_replace_form {\n    margin-right: 0;\n}\n.ace_search_form.ace_nomatch {\n    outline: 1px solid red;\n}\n\n.ace_search_field {\n    border-radius: 3px 0 0 3px;\n    background-color: white;\n    color: black;\n    border: 1px solid #cbcbcb;\n    border-right: 0 none;\n    outline: 0;\n    padding: 0;\n    font-size: inherit;\n    margin: 0;\n    line-height: inherit;\n    padding: 0 6px;\n    min-width: 17em;\n    vertical-align: top;\n    min-height: 1.8em;\n    box-sizing: content-box;\n}\n.ace_searchbtn {\n    border: 1px solid #cbcbcb;\n    line-height: inherit;\n    display: inline-block;\n    padding: 0 6px;\n    background: #fff;\n    border-right: 0 none;\n    border-left: 1px solid #dcdcdc;\n    cursor: pointer;\n    margin: 0;\n    position: relative;\n    color: #666;\n}\n.ace_searchbtn:last-child {\n    border-radius: 0 3px 3px 0;\n    border-right: 1px solid #cbcbcb;\n}\n.ace_searchbtn:disabled {\n    background: none;\n    cursor: default;\n}\n.ace_searchbtn:hover {\n    background-color: #eef1f6;\n}\n.ace_searchbtn.prev, .ace_searchbtn.next {\n     padding: 0px 0.7em\n}\n.ace_searchbtn.prev:after, .ace_searchbtn.next:after {\n     content: "";\n     border: solid 2px #888;\n     width: 0.5em;\n     height: 0.5em;\n     border-width:  2px 0 0 2px;\n     display:inline-block;\n     transform: rotate(-45deg);\n}\n.ace_searchbtn.next:after {\n     border-width: 0 2px 2px 0 ;\n}\n.ace_searchbtn_close {\n    background: url(data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAA4AAAAcCAYAAABRVo5BAAAAZ0lEQVR42u2SUQrAMAhDvazn8OjZBilCkYVVxiis8H4CT0VrAJb4WHT3C5xU2a2IQZXJjiQIRMdkEoJ5Q2yMqpfDIo+XY4k6h+YXOyKqTIj5REaxloNAd0xiKmAtsTHqW8sR2W5f7gCu5nWFUpVjZwAAAABJRU5ErkJggg==) no-repeat 50% 0;\n    border-radius: 50%;\n    border: 0 none;\n    color: #656565;\n    cursor: pointer;\n    font: 16px/16px Arial;\n    padding: 0;\n    height: 14px;\n    width: 14px;\n    top: 9px;\n    right: 7px;\n    position: absolute;\n}\n.ace_searchbtn_close:hover {\n    background-color: #656565;\n    background-position: 50% 100%;\n    color: white;\n}\n\n.ace_button {\n    margin-left: 2px;\n    cursor: pointer;\n    -webkit-user-select: none;\n    -moz-user-select: none;\n    -o-user-select: none;\n    -ms-user-select: none;\n    user-select: none;\n    overflow: hidden;\n    opacity: 0.7;\n    border: 1px solid rgba(100,100,100,0.23);\n    padding: 1px;\n    box-sizing:    border-box!important;\n    color: black;\n}\n\n.ace_button:hover {\n    background-color: #eee;\n    opacity:1;\n}\n.ace_button:active {\n    background-color: #ddd;\n}\n\n.ace_button.checked {\n    border-color: #3399ff;\n    opacity:1;\n}\n\n.ace_search_options{\n    margin-bottom: 3px;\n    text-align: right;\n    -webkit-user-select: none;\n    -moz-user-select: none;\n    -o-user-select: none;\n    -ms-user-select: none;\n    user-select: none;\n    clear: both;\n}\n\n.ace_search_counter {\n    float: left;\n    font-family: arial;\n    padding: 0 8px;\n}'}),define("ace/ext/searchbox",["require","exports","module","ace/lib/dom","ace/lib/lang","ace/lib/event","ace/ext/searchbox-css","ace/keyboard/hash_handler","ace/lib/keys","ace/config"],function(e,t,n){"use strict";var r=e("../lib/dom"),i=e("../lib/lang"),s=e("../lib/event"),o=e("./searchbox-css"),u=e("../keyboard/hash_handler").HashHandler,a=e("../lib/keys"),f=e("../config").nls,l=999;r.importCssString(o,"ace_searchbox",!1);var c=function(){function e(e,t,n){this.activeInput;var i=r.createElement("div");r.buildDom(["div",{"class":"ace_search right"},["span",{action:"hide","class":"ace_searchbtn_close"}],["div",{"class":"ace_search_form"},["input",{"class":"ace_search_field",placeholder:f("Search for"),spellcheck:"false"}],["span",{action:"findPrev","class":"ace_searchbtn prev"},"\u200b"],["span",{action:"findNext","class":"ace_searchbtn next"},"\u200b"],["span",{action:"findAll","class":"ace_searchbtn",title:"Alt-Enter"},f("All")]],["div",{"class":"ace_replace_form"},["input",{"class":"ace_search_field",placeholder:f("Replace with"),spellcheck:"false"}],["span",{action:"replaceAndFindNext","class":"ace_searchbtn"},f("Replace")],["span",{action:"replaceAll","class":"ace_searchbtn"},f("All")]],["div",{"class":"ace_search_options"},["span",{action:"toggleReplace","class":"ace_button",title:f("Toggle Replace mode"),style:"float:left;margin-top:-2px;padding:0 5px;"},"+"],["span",{"class":"ace_search_counter"}],["span",{action:"toggleRegexpMode","class":"ace_button",title:f("RegExp Search")},".*"],["span",{action:"toggleCaseSensitive","class":"ace_button",title:f("CaseSensitive Search")},"Aa"],["span",{action:"toggleWholeWords","class":"ace_button",title:f("Whole Word Search")},"\\b"],["span",{action:"searchInSelection","class":"ace_button",title:f("Search In Selection")},"S"]]],i),this.element=i.firstChild,this.setSession=this.setSession.bind(this),this.$init(),this.setEditor(e),r.importCssString(o,"ace_searchbox",e.container)}return e.prototype.setEditor=function(e){e.searchBox=this,e.renderer.scroller.appendChild(this.element),this.editor=e},e.prototype.setSession=function(e){this.searchRange=null,this.$syncOptions(!0)},e.prototype.$initElements=function(e){this.searchBox=e.querySelector(".ace_search_form"),this.replaceBox=e.querySelector(".ace_replace_form"),this.searchOption=e.querySelector("[action=searchInSelection]"),this.replaceOption=e.querySelector("[action=toggleReplace]"),this.regExpOption=e.querySelector("[action=toggleRegexpMode]"),this.caseSensitiveOption=e.querySelector("[action=toggleCaseSensitive]"),this.wholeWordOption=e.querySelector("[action=toggleWholeWords]"),this.searchInput=this.searchBox.querySelector(".ace_search_field"),this.replaceInput=this.replaceBox.querySelector(".ace_search_field"),this.searchCounter=e.querySelector(".ace_search_counter")},e.prototype.$init=function(){var e=this.element;this.$initElements(e);var t=this;s.addListener(e,"mousedown",function(e){setTimeout(function(){t.activeInput.focus()},0),s.stopPropagation(e)}),s.addListener(e,"click",function(e){var n=e.target||e.srcElement,r=n.getAttribute("action");r&&t[r]?t[r]():t.$searchBarKb.commands[r]&&t.$searchBarKb.commands[r].exec(t),s.stopPropagation(e)}),s.addCommandKeyListener(e,function(e,n,r){var i=a.keyCodeToString(r),o=t.$searchBarKb.findKeyCommand(n,i);o&&o.exec&&(o.exec(t),s.stopEvent(e))}),this.$onChange=i.delayedCall(function(){t.find(!1,!1)}),s.addListener(this.searchInput,"input",function(){t.$onChange.schedule(20)}),s.addListener(this.searchInput,"focus",function(){t.activeInput=t.searchInput,t.searchInput.value&&t.highlight()}),s.addListener(this.replaceInput,"focus",function(){t.activeInput=t.replaceInput,t.searchInput.value&&t.highlight()})},e.prototype.setSearchRange=function(e){this.searchRange=e,e?this.searchRangeMarker=this.editor.session.addMarker(e,"ace_active-line"):this.searchRangeMarker&&(this.editor.session.removeMarker(this.searchRangeMarker),this.searchRangeMarker=null)},e.prototype.$syncOptions=function(e){r.setCssClass(this.replaceOption,"checked",this.searchRange),r.setCssClass(this.searchOption,"checked",this.searchOption.checked),this.replaceOption.textContent=this.replaceOption.checked?"-":"+",r.setCssClass(this.regExpOption,"checked",this.regExpOption.checked),r.setCssClass(this.wholeWordOption,"checked",this.wholeWordOption.checked),r.setCssClass(this.caseSensitiveOption,"checked",this.caseSensitiveOption.checked);var t=this.editor.getReadOnly();this.replaceOption.style.display=t?"none":"",this.replaceBox.style.display=this.replaceOption.checked&&!t?"":"none",this.find(!1,!1,e)},e.prototype.highlight=function(e){this.editor.session.highlight(e||this.editor.$search.$options.re),this.editor.renderer.updateBackMarkers()},e.prototype.find=function(e,t,n){var i=this.editor.find(this.searchInput.value,{skipCurrent:e,backwards:t,wrap:!0,regExp:this.regExpOption.checked,caseSensitive:this.caseSensitiveOption.checked,wholeWord:this.wholeWordOption.checked,preventScroll:n,range:this.searchRange}),s=!i&&this.searchInput.value;r.setCssClass(this.searchBox,"ace_nomatch",s),this.editor._emit("findSearchBox",{match:!s}),this.highlight(),this.updateCounter()},e.prototype.updateCounter=function(){var e=this.editor,t=e.$search.$options.re,n=t.unicode,r=0,s=0;if(t){var o=this.searchRange?e.session.getTextRange(this.searchRange):e.getValue(),u=e.session.doc.positionToIndex(e.selection.anchor);this.searchRange&&(u-=e.session.doc.positionToIndex(this.searchRange.start));var a=t.lastIndex=0,c;while(c=t.exec(o)){r++,a=c.index,a<=u&&s++;if(r>l)break;if(!c[0]){t.lastIndex=a+=i.skipEmptyMatch(o,a,n);if(a>=o.length)break}}}this.searchCounter.textContent=f("$0 of $1",[s,r>l?l+"+":r])},e.prototype.findNext=function(){this.find(!0,!1)},e.prototype.findPrev=function(){this.find(!0,!0)},e.prototype.findAll=function(){var e=this.editor.findAll(this.searchInput.value,{regExp:this.regExpOption.checked,caseSensitive:this.caseSensitiveOption.checked,wholeWord:this.wholeWordOption.checked}),t=!e&&this.searchInput.value;r.setCssClass(this.searchBox,"ace_nomatch",t),this.editor._emit("findSearchBox",{match:!t}),this.highlight(),this.hide()},e.prototype.replace=function(){this.editor.getReadOnly()||this.editor.replace(this.replaceInput.value)},e.prototype.replaceAndFindNext=function(){this.editor.getReadOnly()||(this.editor.replace(this.replaceInput.value),this.findNext())},e.prototype.replaceAll=function(){this.editor.getReadOnly()||this.editor.replaceAll(this.replaceInput.value)},e.prototype.hide=function(){this.active=!1,this.setSearchRange(null),this.editor.off("changeSession",this.setSession),this.element.style.display="none",this.editor.keyBinding.removeKeyboardHandler(this.$closeSearchBarKb),this.editor.focus()},e.prototype.show=function(e,t){this.active=!0,this.editor.on("changeSession",this.setSession),this.element.style.display="",this.replaceOption.checked=t,e&&(this.searchInput.value=e),this.searchInput.focus(),this.searchInput.select(),this.editor.keyBinding.addKeyboardHandler(this.$closeSearchBarKb),this.$syncOptions(!0)},e.prototype.isFocused=function(){var e=document.activeElement;return e==this.searchInput||e==this.replaceInput},e}(),h=new u;h.bindKeys({"Ctrl-f|Command-f":function(e){var t=e.isReplace=!e.isReplace;e.replaceBox.style.display=t?"":"none",e.replaceOption.checked=!1,e.$syncOptions(),e.searchInput.focus()},"Ctrl-H|Command-Option-F":function(e){if(e.editor.getReadOnly())return;e.replaceOption.checked=!0,e.$syncOptions(),e.replaceInput.focus()},"Ctrl-G|Command-G":function(e){e.findNext()},"Ctrl-Shift-G|Command-Shift-G":function(e){e.findPrev()},esc:function(e){setTimeout(function(){e.hide()})},Return:function(e){e.activeInput==e.replaceInput&&e.replace(),e.findNext()},"Shift-Return":function(e){e.activeInput==e.replaceInput&&e.replace(),e.findPrev()},"Alt-Return":function(e){e.activeInput==e.replaceInput&&e.replaceAll(),e.findAll()},Tab:function(e){(e.activeInput==e.replaceInput?e.searchInput:e.replaceInput).focus()}}),h.addCommands([{name:"toggleRegexpMode",bindKey:{win:"Alt-R|Alt-/",mac:"Ctrl-Alt-R|Ctrl-Alt-/"},exec:function(e){e.regExpOption.checked=!e.regExpOption.checked,e.$syncOptions()}},{name:"toggleCaseSensitive",bindKey:{win:"Alt-C|Alt-I",mac:"Ctrl-Alt-R|Ctrl-Alt-I"},exec:function(e){e.caseSensitiveOption.checked=!e.caseSensitiveOption.checked,e.$syncOptions()}},{name:"toggleWholeWords",bindKey:{win:"Alt-B|Alt-W",mac:"Ctrl-Alt-B|Ctrl-Alt-W"},exec:function(e){e.wholeWordOption.checked=!e.wholeWordOption.checked,e.$syncOptions()}},{name:"toggleReplace",exec:function(e){e.replaceOption.checked=!e.replaceOption.checked,e.$syncOptions()}},{name:"searchInSelection",exec:function(e){e.searchOption.checked=!e.searchRange,e.setSearchRange(e.searchOption.checked&&e.editor.getSelectionRange()),e.$syncOptions()}}]);var p=new u([{bindKey:"Esc",name:"closeSearchBar",exec:function(e){e.searchBox.hide()}}]);c.prototype.$searchBarKb=h,c.prototype.$closeSearchBarKb=p,t.SearchBox=c,t.Search=function(e,t){var n=e.searchBox||new c(e);n.show(e.session.getTextRange(),t)}});                (function() {
                    window.require(["ace/ext/searchbox"], function(m) {
                        if (typeof module == "object" && typeof exports == "object" && module) {
                            module.exports = m;
                        }
                    });
                })();
            <svg id="nc_icon" xmlns="http://www.w3.org/2000/svg" xml:space="preserve" viewBox="0 0 24 24"><g fill="currentColor" class="nc-icon-wrapper"><path d="M15 12h2v4h-2z"/><path d="M23 2c-.6 0-1 .4-1 1v2.5c-.6.3-1.3.5-2 .5-1.3 0-2.4-.6-3.2-1.6-.2-.3-.5-.4-.8-.4-.3 0-.6.1-.8.4-.8 1-1.9 1.6-3.2 1.6-1.3 0-2.4-.6-3.2-1.6-.2-.3-.5-.4-.8-.4-.3 0-.6.1-.8.4C6.4 5.4 5.3 6 4 6c-.7 0-1.4-.2-2-.5V3c0-.6-.4-1-1-1s-1 .4-1 1v18c0 .6.4 1 1 1h22c.6 0 1-.4 1-1V3c0-.6-.4-1-1-1zM11 17c0 .6-.4 1-1 1H6c-.6 0-1-.4-1-1s.4-1 1-1h3v-1H6c-.6 0-1-.4-1-1s.4-1 1-1h3v-1H6c-.6 0-1-.4-1-1s.4-1 1-1h4c.6 0 1 .4 1 1v6zm8 0c0 .6-.4 1-1 1h-4c-.6 0-1-.4-1-1v-6c0-.6.4-1 1-1h4c.6 0 1 .4 1 1v6z"/></g></svg>
/**
 * Here should be only styles that related to the Editor v1, and should be overridden when using the Editor v2.
 */

body {
	--editor-v2-top-bar-height: 48px;
}

#elementor-editor-wrapper {
	height: calc(100vh - var(--editor-v2-top-bar-height));
}

body.elementor-navigator-docked #elementor-navigator {
	height: calc(100% - var(--editor-v2-top-bar-height));
	top: var(--editor-v2-top-bar-height);
}

.elementor-panel #elementor-panel-header-menu-button,
.elementor-panel #elementor-panel-header-add-button,
.elementor-panel #elementor-panel-footer {
	display: none;
}

.elementor-panel #elementor-panel-header {
	font-weight: 700;
	background-color: var( --e-a-bg-default );
	color: var( --e-a-color-txt-accent );
	border-block-end: var( --e-a-border );
	height: 48px;
}

// Make the MCE full-screen work properly with the top bar.
.elementor-control-type-wysiwyg .mce-fullscreen {
	inset: var(--editor-v2-top-bar-height) 0 0 0;

	& > .mce-container-body {
		display: flex;
		flex-direction: column;
		height: 100%;

		& > .mce-edit-area {
			flex-grow: 1;

			& > iframe {
				height: 100% !important;
			}
		}
	}
}

 
 
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<p> Nếu bạn có đủ điều kiện thì hãy nên mua cho mình một chiếc xe ô tô. Bạn đang phân vân, liệu mình chưa có đủ tiền mua&nbsp;một chiếc ô tô thì&nbsp;<strong>mua xe ô tô trả góp có nên không?</strong>&nbsp;Để giải đáp thắc mắc này, bạn hãy tham khảo bài viết dưới đây nhé! </p>



<figure class="wp-block-image"><img fetchpriority="high" decoding="async" width="768" height="402" src="https://ford-mydinh.org/wp-content/uploads/2019/09/co-nen-mua-oto-tra-gop-khong.jpg" alt="co-nen-mua-o-to-tra-gop-khong" class="wp-image-1609" srcset="https://ford-mydinh.org/wp-content/uploads/2019/09/co-nen-mua-oto-tra-gop-khong.jpg 768w, https://ford-mydinh.org/wp-content/uploads/2019/09/co-nen-mua-oto-tra-gop-khong-300x157.jpg 300w" sizes="(max-width: 768px) 100vw, 768px" /></figure>



<h2 class="wp-block-heading"> <br><strong>Mua xe ô tô trả góp có nên không? Cần lưu ý những gì?</strong> </h2>



<p>Hầu như, khi mua xe trả góp chúng ta thường chỉ quan tâm đến số tiền phải trả ban đầu và số tiền trả góp hàng tháng tính theo lãi suất hiện tại. Sau đó, lại quên điều khoản sau thời gian đầu hỗ trợ &nbsp;và cứ 3 tháng ngân hàng sẽ thay đổi lãi suất một lần.</p>



<p>Chính vì vậy, nhiều người băn khoăn mua xe ô tô trả góp có nên không? Mọi người nên tìm hiểu kỹ về yếu tố này, để tránh những thay đổi bất thường ảnh hưởng đến chi phí phải trả về sau.</p>



<p>Tùy vào từng loại xe, khả năng tài chính cũng như thời hạn vay ngân hàng có thể cho vay tối đa 70-80% giá trị chiếc xe. Thế nhưng, nếu được thì bạn nên vay trong khoảng 30-50%. Bởi khó ai chắc chắn được các loại chi phí hay rủi ro sẽ phát sinh và mức thu nhập trong tương lai. Nếu vay quá nhiều sẽ ảnh hưởng đến khả năng trả nợ.</p>



<h2 class="wp-block-heading"> <br><strong>Mua xe ô tô trả góp có nên không? Cách tính lãi suất thế nào?</strong> </h2>



<p>Nhiều người chọn phương án vay lãi suất cố định ở mức 8%/năm, khoản tiền tôi phải trả mỗi tháng sẽ được tính như sau: 6 triệu đồng (tiền gốc) + 2,4 triệu đồng (tiền lãi) = 8,4 triệu đồng, và càng về sau lãi càng thấp xuống. Thế nhưng cũng không quá chênh lệch.</p>



<p>Đó là chưa kể tới chi phí sử dụng ít nhiều cũng mất 3-4 triệu đồng, cùng chi phí sinh hoạt trung bình khoảng 5-7 triệu/người/tháng. Vậy tính ra, bạn phải có thu nhập tổng cộng phải ít nhất 16 triệu đồng mới đủ chi trả và tình trạng này phải kéo dài tới 5 năm.</p>



<p>Tính đơn giản là thế nhưng trên thực tế vẫn còn nhiều chi phí phát sinh, con số này có thể lên cao hơn nữa. Khi đã đi xe hơi, các khoản tiền kèm theo như quần áo hay ăn uống cũng tăng. Ai cũng biết đi xe hơi an toàn và tiện nghi hơn. Thế nhưng để mua được nó, lại là câu chuyện khác và liệu bạn có kiếm đủ tiền để trả hàng tháng hay không. Do vậy, nhiều người thường phân vân mua xe ô tô trả góp có nên không?</p>



<p>Dù vậy, chẳng ai có thể nói người này mua xe trả góp là đúng hay sai. Hanoiford tin rằng, mỗi người đều có đủ sự khôn ngoan để có lựa chọn cách trải nghiệm cuộc sống thích hợp nhất cho riêng mình.</p>



<p>Tuy nhiên, hãy tính toán thật kỹ lưỡng để cuộc sống trở nên đáng sống và ý nghĩa. Bạn đừng cố chấp theo đuổi khi chưa đủ điều kiện để rồi lâm vào cảnh nợ nần kéo dài. Mà chỉ &#8220;ôm&#8221; mỗi chiếc ô tô thì chưa thể gọi là hạnh phúc được.</p>



<p>Trên đây là những chia sẻ của <strong>Ford Mỹ Đình</strong> về vấn đề mua xe ô tô trả góp có nên không? Bạn hãy tham khảo trước khi mua xe hoặc gọi trực tiếp cho chúng tôi theo Hotline nhé!</p>



<p>Mọi thông tin quý khách có thể liên hệ:</p>



<p>Add:   Số 2 Tôn Thất Thuyết, Mỹ Đình, Nam Từ Liêm, Hà Nội </p>



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